Navigating the complexities of dental insurance can be a bit difficult. There are lots of things to consider, such as your deductible, yearly maximums, co-pays, and more. But before you even get into those details, you need to know if a particular dentist accepts your insurance.
So how can you tell if your dentist is able to work with your insurance company? Here are a few steps you can take to check the insurance providers that your dentist works with. Read on to get all the details from Oak Creek Dental Care.
Most health insurance and dental insurance companies have a tool you can use to find a dentist near you that works with your dental plan.
For example, Delta Dental has a Find a Dentist tool located here, which you can use to identify providers in your area that accept Delta Dental policies. This is an easy way to find dentists near you that accept your policy.
Most dentists will have a patient resources page or a similar page on which they’ll discuss the insurance companies that they work with. At Oak Creek Dental Care, for example, we list all of the insurance policies we accept, which include:
So take a look around the dentist’s website. You’ll likely be able to find some information about the insurance providers that they typically work with, and determine if your policy is accepted.
If you haven’t had any luck finding information about the dentist’s accepted insurance on their website, the next option is to give them a call.
The staff at the dental office will know more about the insurance policies they accept, and can likely give you a list of the insurance companies that the dentist works with.
If you haven’t had any luck talking to a dental office or finding information about dentists who accept your insurance policy online, you can also call your insurance company directly, and they can help you learn more about the dentists near you who accept your insurance.
Calling your insurance company before seeing a dentist can also be a good idea because you can learn more about your coverage limits, what procedures are covered, the deductible you’re expected to pay, and other such information.
Because of this, we usually recommend calling your insurer even after you confirm that a dentist accepts your insurance. This will help you avoid any nasty surprises like unexpected dental fees.
At Oak Creek Dental Care, we work with most major insurers in Oak Creek, Franklin, and South Milwaukee. If you’re looking for a new dentist in the area, just give us a call at (414) 762-9010 or contact us online to find out if we accept your insurance plan, and to schedule your consultation with Dr. Ehsan Saleki.